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Apollo Munich Insurance |
Health Insurance
Critical Illness :-
Do you need extra insurance for life-threatening ailments when you have a comprehensive health plan and, maybe, a group cover from your employer? In such a case, why buy another insurance policy and clutter the portfolio?
But what if you are diagnosed with a critical ailment that requires specialised care while your health plan has a limit on doctors fees and, thus, will not cover the full cost of treatment? Or, say, there is a cap on specific expenses such as on medicines, intensive care unit or prosthetics and your bill is more than what the insurer will pay. In such cases, you will have no option but to pay from your pocket.
Acute illness can also mean loss of income, total or partial disability and change in lifestyle. The financial burden could be far more than what an indemnity health plan, which pays hospital bills, would cover. Buying a critical illness plan is the best way to get over these shortcomings.
While an indemnity policy covers hospitalisation, a critical illness plan pays a lump sum on diagnosis of serious ailments listed in the policy document.
As a leading and most trusted Health Insurance Advisor in Delhi NCR, we suggest you with the best health Insurance and medical insurance plans and policies for family and individuals with affordable premium rates. Ask any question - Our Health Insurance Advisor will help!